Non-custodial
You retain custody of your assets until the moment you initiate a transaction. NikoPay is a bridge, not a wallet.
Launching in Rwanda
Making Stablecoins Spendable
Bridge your USDT to Rwandan Francs through MTN Mobile Money. Non-custodial, transparent rates, and instant local payouts.
Rate CalculatorLive estimate
USDT
Recipient receives
RF 132,975
via MTN Mobile Money
- Exchange rate
- 1 USDT = 1,350 RWF
- Service fee (1.5%)
- RF 2,025
- You send
- 100 USDT
Rates are illustrative — final rate shown at confirmation.
Compatible with leading wallets & networks
TWTrust Wallet
MMMetaMask
CBCoinbase Wallet
WCWalletConnect
MTNMTN Mobile Money
TRCUSDT (TRC20)
How it Works
Three steps to spendable money
From your crypto wallet to a Mobile Money account in Rwanda — no exchange accounts, no bank delays.
1
Connect your wallet
Link your WalletConnect-compatible wallet — Trust Wallet, MetaMask, or Coinbase Wallet. You keep custody until you send.
2
Send USDT
Enter the recipient's Mobile Money number, review the transparent exchange rate and fees, then confirm your USDT transfer.
100 USDT133,000 RWF
3
Recipient gets RWF
RWF lands on the recipient's MTN Mobile Money account. Track status in real time and download your receipt.
MTN
+250 ***
Features
Built for trust and speed
Everything you need to move value from blockchain to everyday spending — without the complexity.
Transparent fees
See the exchange rate, service fee, and net payout before you confirm. No hidden spreads.
Real-time tracking
Monitor every transaction from USDT sent to RWF delivered. Status updates at each stage.
Downloadable receipts
Access your full transaction history and download receipts for accounting or records.
Secure treasury
Enterprise-grade encryption, role-based access, and full audit trails protect every settlement.
Rwanda-first
Built for Rwanda's mobile money ecosystem. Expanding across East Africa next.
Who It's For
For anyone earning in digital assets
Whether you work remotely, freelance globally, or support family abroad — NikoPay turns stablecoins into real purchasing power.
Freelancers
Get paid in USDT from global clients and spend locally on rent, food, and daily needs.
Remote Workers
Convert your stablecoin salary into RWF for bills, transport, and family support.
Diaspora
Send value home instantly. Recipients receive RWF directly on their Mobile Money.
Tourists & Visitors
Hold USDT for travel and pay local merchants or peers through Mobile Money.
Trust & Security
Enterprise-grade protection
NikoPay is built with security at its core. From wallet connectivity to Mobile Money settlement, every layer is designed for compliance, transparency, and reliability.
Encrypted data storage
All sensitive data encrypted at rest and in transit.
Role-based access control
Granular permissions for admin and operational teams.
Full audit logging
Every action recorded for compliance and reconciliation.
Fraud monitoring
Automated risk detection and manual review workflows.
FAQ
Common questions
At launch, NikoPay supports USDT on the TRON network (TRC20). We plan to add USDC, Polygon-based stablecoins, and Bitcoin Lightning in future releases.
Early Access
Be first when we launch
Join the waitlist for early access to NikoPay in Rwanda. No spam, just a launch notification.
Questions? info@nikopay.rw or +250 787 259 588