01
Freelancers
Receive USDT from global clients and spend locally on rent, utilities, and daily needs in Rwanda.
Launching in Rwanda
Making Stablecoins Spendable
Bridge your USDT to Rwandan Francs through MTN Mobile Money. Non-custodial, transparent rates, and instant local payouts.
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Rate CalculatorLive rate
USDT
Recipient receives
-
via MTN Mobile Money
Rates are indicative. Final rate locked at confirmation.
Compatible with leading wallets & networks
How it Works
Three steps to spendable money
From your crypto wallet to a Mobile Money account in Rwanda. No exchange accounts, no bank delays.
First
Connect your wallet
Link your WalletConnect-compatible wallet (Trust Wallet, MetaMask, or Coinbase Wallet). You keep custody until you send.
Next
Send USDT
Enter the recipient's Mobile Money number, review the transparent exchange rate and fees, then confirm your USDT transfer.
Finally
Recipient gets RWF
RWF lands on the recipient's MTN Mobile Money account. Track status in real time and download your receipt.
Features
Built for trust and speed
Everything you need to move value from blockchain to everyday spending, without the complexity.
Non-custodial
You retain custody of your assets until the moment you initiate a transaction. NikoPay is a bridge, not a wallet.
Transparent fees
See the exchange rate, service fee, and net payout before you confirm. No hidden spreads.
Real-time tracking
Monitor every transaction from USDT sent to RWF delivered. Status updates at each stage.
Downloadable receipts
Access your full transaction history and download receipts for accounting or records.
Secure treasury
Enterprise-grade encryption, role-based access, and full audit trails protect every settlement.
Rwanda-first
Built for Rwanda's mobile money ecosystem. Expanding across East Africa next.
Who It's For
For anyone earning in digital assets
Whether you work remotely, freelance globally, or support family abroad, NikoPay turns stablecoins into real purchasing power.
02
Remote Workers
Convert your stablecoin salary into Rwandan Francs for bills, transport, and family support instantly.
03
Diaspora Remitters
Send value back home instantly. Your family receives RWF directly on their MTN Mobile Money account.
04
Tourists & Visitors
Hold secure USDT for travel expenses and pay local merchants or peers through Mobile Money on the fly.
05
Crypto Traders
Bridge your trading profits and P2P spreads directly into spendable mobile money without waiting for exchange withdrawals.
06
Digital Nomads
Travel globally, earn in digital assets, and pay local bills effortlessly without local bank accounts.
01
Freelancers• Active
Receive USDT from global clients and spend locally on rent, utilities, and daily needs in Rwanda.
02
Remote Workers
Convert your stablecoin salary into Rwandan Francs for bills, transport, and family support instantly.
03
Diaspora Remitters
Send value back home instantly. Your family receives RWF directly on their MTN Mobile Money account.
04
Tourists & Visitors
Hold secure USDT for travel expenses and pay local merchants or peers through Mobile Money on the fly.
05
Crypto Traders
Bridge your trading profits and P2P spreads directly into spendable mobile money without waiting for exchange withdrawals.
06
Digital Nomads
Travel globally, earn in digital assets, and pay local bills effortlessly without local bank accounts.
01
Freelancers
Receive USDT from global clients and spend locally on rent, utilities, and daily needs in Rwanda.
02
Remote Workers
Convert your stablecoin salary into Rwandan Francs for bills, transport, and family support instantly.
03
Diaspora Remitters
Send value back home instantly. Your family receives RWF directly on their MTN Mobile Money account.
04
Tourists & Visitors
Hold secure USDT for travel expenses and pay local merchants or peers through Mobile Money on the fly.
05
Crypto Traders
Bridge your trading profits and P2P spreads directly into spendable mobile money without waiting for exchange withdrawals.
06
Digital Nomads
Travel globally, earn in digital assets, and pay local bills effortlessly without local bank accounts.
Trust & Security
Enterprise-grade protection
NikoPay is built with security at its core. From wallet connectivity to Mobile Money settlement, every layer is designed for compliance, transparency, and reliability.
Encrypted data storage
All sensitive data encrypted at rest and in transit.
Role-based access control
Granular permissions for admin and operational teams.
Full audit logging
Every action recorded for compliance and reconciliation.
Fraud monitoring
Automated risk detection and manual review workflows.
Common questions
Everything You Need to know, All in One Place
Discover quick and comprehensive answers to common questions about our platform, services, and features.
At launch, NikoPay supports USDT on the TRON network (TRC20). We plan to add USDC, Polygon-based stablecoins, and Bitcoin Lightning in future releases.
No. NikoPay is a payment bridge, not a custodial wallet, exchange, or trading platform. You retain custody of your assets until you initiate a transaction.
We launch with MTN Mobile Money in Rwanda. Airtel Money and additional networks across East Africa are on our roadmap.
Once your USDT transfer is confirmed on-chain, payouts to MTN Mobile Money are processed in near real-time. You can track status at every step.
NikoPay charges a transparent service fee on each transaction. The exact rate and net payout are displayed before you confirm. No hidden spreads.
Yes. NikoPay does not hold your assets. You connect your own wallet and only send USDT when you choose to. Our treasury handles settlement separately.
We're launching first in Rwanda. Join the waitlist to be notified when NikoPay goes live and get early access.
Early Access
Be first when we launch
Join the waitlist for early access to NikoPay in Rwanda. No spam, just a launch notification.
Questions? info@nikopay.rw or +250 787 259 588